We’ve all heard the age-old advice, “if you can’t afford to pay cash, you don’t need it.” Nothing is farther from the truth. Individuals and businesses live and die by having access to credit, from working with suppliers, to simply getting phone service. And credit can actually be a rewarding and beneficial tool, if you know how to use it. The secret is how you handle the credit you’ve been granted.
Damaged credit affects your future credit-worthiness and your ability to get financing. The impact of damaged or too little credit can range from not qualifying for the requested loan or credit card, to having to pay interest rates well in excess of what you would see if you had satisfactory credit. We can show you the steps to take to help repair your credit and get you back on your feet in no time at all. And trust us, you’ll be relieved you got that monkey off your back!